.google_ads {
    width: 100%;
    display: block;
    border: 1px solid;
    margin: 0px;
    overflow: hidden;
}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;border:1px solid transparent;border-radius:999px;padding:11px 18px;font-weight:600;font-size:.95rem;cursor:pointer;transition:transform .05s,background .15s,border .15s;text-decoration:none}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-700);color:#fff;text-decoration:none}
.btn-gold{background:var(--gold);color:#1a1200}
.btn-gold:hover{background:var(--gold-600);color:#1a1200;text-decoration:none}
.btn-ghost{background:transparent;border-color:var(--border);color:var(--navy)}
.btn-ghost:hover{background:var(--navy-50);text-decoration:none}
.btn-sm{padding:7px 12px;font-size:.85rem}
.btn-block,.btn.full{width:100%}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-sm)}
.card-lg{padding:28px;border-radius:var(--radius-lg)}
.grid{display:grid;gap:16px}
.grid-2{grid-template-columns:1fr}
.grid-3{grid-template-columns:1fr}
.grid-4{grid-template-columns:repeat(2,1fr)}
@media(min-width:640px){.grid-2{grid-template-columns:1fr 1fr}.grid-3{grid-template-columns:repeat(2,1fr)}.grid-4{grid-template-columns:repeat(3,1fr)}}
@media(min-width:960px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
form label{display:block;font-size:.85rem;color:var(--navy-700);font-weight:600;margin-bottom:10px}
form input,form select,form textarea{display:block;width:100%;margin-top:6px;font:inherit;padding:11px 12px;border:1px solid var(--border);border-radius:10px;background:#fff;color:var(--text)}
form input:focus,form select:focus,form textarea:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px rgba(11,37,69,.12)}
.lead-block{margin-top:36px}
.lead-card{display:grid;gap:18px}
.lead-form{display:grid;gap:12px;grid-template-columns:1fr}
@media(min-width:640px){.lead-form{grid-template-columns:1fr 1fr}}
.form-msg{margin:0;font-size:.9rem;min-height:1.2em}
.form-msg.success{color:var(--success)}
.form-msg.error{color:var(--danger)}
.badge{display:inline-block;padding:3px 10px;border-radius:999px;background:var(--navy-50);color:var(--navy);font-size:.75rem;font-weight:600}
.badge-gold{background:#fff4cf;color:#7a5a00}
.badge-success{background:#e3f5ec;color:var(--success)}
.badge-danger{background:#fbe6e3;color:var(--danger)}
.kpi{display:flex;flex-direction:column;gap:4px}
.kpi .v{font-size:1.6rem;font-weight:800;color:var(--navy)}
.kpi .l{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-700) 60%,#1c4a85 100%);color:#fff;padding:48px 0 56px;border-bottom:6px solid var(--gold);position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:auto -10% -40% auto;width:60%;height:120%;background:radial-gradient(circle at center,rgba(244,180,0,.25),transparent 60%)}
.hero .container{position:relative;z-index:1}
.hero h1{color:#fff;max-width:680px}
.hero p.lead{color:#cfd8e3;font-size:1.05rem;max-width:560px}
.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.section{padding:36px 0}
.section h2+.muted{margin-top:-.2em;margin-bottom:1em}
.feature-icon{width:44px;height:44px;border-radius:12px;background:var(--navy-50);display:inline-flex;align-items:center;justify-content:center;font-size:1.2rem;margin-bottom:10px;color:var(--navy)}
table.tbl{width:100%;border-collapse:collapse;font-size:.92rem}
table.tbl th,table.tbl td{padding:9px 10px;border-bottom:1px solid var(--border);text-align:left}
table.tbl th{background:var(--navy-50);font-weight:600;color:var(--navy)}
.tbl-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:10px}
.progress{height:8px;background:var(--navy-50);border-radius:999px;overflow:hidden}
.progress>span{display:block;height:100%;background:var(--gold);transition:width .3s}
.stepper{display:flex;gap:6px;margin-bottom:16px}
.stepper>span{flex:1;height:4px;border-radius:4px;background:var(--border)}
.stepper>span.done{background:var(--gold)}
.tag-row{display:flex;flex-wrap:wrap;gap:6px}
details.faq{border:1px solid var(--border);border-radius:10px;padding:0;margin-bottom:10px;background:#fff}
details.faq>summary{cursor:pointer;padding:14px 16px;font-weight:600;list-style:none}
details.faq>summary::-webkit-details-marker{display:none}
details.faq>summary::after{content:"+";float:right;color:var(--muted)}
details.faq[open]>summary::after{content:"–"}
details.faq>div{padding:0 16px 14px;color:var(--muted)}
.alert{padding:12px 14px;border-radius:10px;border:1px solid;margin-bottom:14px;font-size:.92rem}
.alert-info{background:#eef4ff;border-color:#cbdcff;color:#1d3a82}
.alert-success{background:#e3f5ec;border-color:#bfe3cf;color:#15633e}
.alert-warn{background:#fff7da;border-color:#f1dd95;color:#7a5a00}
.calc-grid{display:grid;gap:20px;grid-template-columns:1fr}
@media(min-width:900px){.calc-grid{grid-template-columns:1.1fr .9fr}}
.result-big{font-size:2rem;font-weight:800;color:var(--navy)}
.svg-chart{width:100%;height:200px}